Emilio Corral · Wealth protection for business owners
Your company builds wealth. The question is what it depends on.
I help you see it, put it in order and review whatever could affect everything else. No catalogue, no rush, and one single person on the other side.
They look like separate decisions. Often they all depend on the same point.
The problem
What isn't seen together gets decided separately.
That is how three silent costs appear. None of them shows up on a statement, and all three weigh in the day a quick decision is needed.
Concentration by accident
The company, the home and retirement end up hanging from the same thread.
Almost everything depends on my company and I had never looked at it that way.
Liquidity that isn't there
There is wealth, but it can't be used within a few days if needed.
I don't know what would happen if I needed money within a week.
Decisions that grow old
Policies, beneficiaries and savings that matched a life that is no longer yours.
I've paid policies for years and I don't know if they protect me today.
The map
Before telling you what to do, everything has to be seen together.
We put your wealth on a single page: what you have, what it is for and what it depends on.
- What you haveCompany, accounts, property, insurance, savings and physical assets.
- What forThe purpose of each thing: living, protecting, growing or passing on.
- Depends onThe bank, the company, one person or a single decision.
The O.R.D.E.N. Method
Five questions, in this order.
It is not a certification or a guarantee. It is a way of asking better questions before touching anything.
Wealth organisation
We put what you own on one map, and what each thing is for.
What do you have, and what is it for?Risks and legal protection
We look for the part that, if it fails, drags the rest down, and check how it is protected.
Which part would affect everything else?Physical diversification
Company, bank, person or system: we measure how much hangs on one place, and what share makes sense in physical assets.
Who does each thing depend on?Savings structure
We separate what you need now, later and in the long run.
What do you need, and when?Navigation
Ongoing guidance and periodic long-term review, so no decision goes stale.
What needs reviewing this year?Where I usually look
By problem, not by product.
If the map shows something that deserves attention, we agree what to review, with whom and in what order. You approve every decision.
Protection →
What happens to your company and family if you are gone or can't work.
Insurance →
Policies reviewed when life changes, not only when the premium goes up.
Liquidity →
What you could use within 72 hours without selling what you don't want to sell.
Succession →
What is worth documenting and discussing at home before it becomes urgent.
Real assets →
Physical gold in your name, properly documented and stored.
Who is on the other side
«First I understand what it depends on. Then we talk about solutions.»
I am Emilio Corral Romera. Since 1990 I have been reviewing how wealth built around a company and a family is protected and sustained. I work directly: clear conversation, everything in writing, and follow-up.
How it starts
Three steps and no obligation.
The first conversation is to find out whether there is something worth working on. If there isn't, I will tell you.
Tell me what worries you
A short form or a call. No documents yet.
We look at it for 20 minutes
A review to see whether there are dependencies worth putting in order.
If it fits, a clear proposal
What to review, with whom and in what order. In writing.
Free resource
The O.R.D.E.N. Roadmap
The five questions on one page, so you can start putting things in order on your own before talking to anyone.
Emilio's books
